:root{--navy:#071a33;--navy2:#0d2b50;--yellow:#ffc400;--gold:#f5a800;--ink:#0d2746;--muted:#607187;--soft:#f5f8fb;--line:#e2e8ef}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,system-ui,Arial,sans-serif;color:var(--ink);background:#fff}a{text-decoration:none;color:inherit}.container{width:min(1180px,calc(100% - 36px));margin:auto}.header{position:-webkit-sticky;position:sticky;top:0;z-index:20;background:hsla(0,0%,100%,.96);-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}.header-inner{height:82px;display:flex;align-items:center;justify-content:space-between;gap:24px}.logo{width:250px}.nav{display:flex;gap:28px;font-weight:800}.btn{display:inline-flex;align-items:center;justify-content:center;border:0;border-radius:12px;padding:15px 22px;font-weight:900;cursor:pointer}.btn-yellow{background:var(--yellow);color:#111827}.btn-navy{background:var(--navy);color:#fff}.hero{background:radial-gradient(circle 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hsla(0,0%,100%,.12);color:#91a2b6;font-size:13px}.thank{min-height:100vh;display:grid;place-items:center;background:linear-gradient(135deg,#071a33,#123d6e);padding:30px}.thank-card{max-width:720px;background:#fff;border-radius:26px;padding:44px;text-align:center}.policy{padding:70px 0}.policy article{max-width:820px;margin:auto;line-height:1.75}@media(max-width:980px){.nav{display:none}.hero-grid{grid-template-columns:1fr}.grid5,.grid6,.steps{grid-template-columns:repeat(2,1fr)}.coverage{grid-template-columns:repeat(3,1fr)}.hub{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}}@media(max-width:640px){.logo{width:205px}.header .btn{padding:11px 14px;font-size:12px}.checks,.faq,.form-grid,.steps{grid-template-columns:1fr}.coverage{grid-template-columns:repeat(2,1fr)}.cta{flex-direction:column;align-items:flex-start}.footer-grid{grid-template-columns:1fr}}.consent{display:flex;align-items:flex-start;gap:10px;margin:14px 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